On your dashboard, go to the “Insights” section and scroll down to the “Goal” section. It is located next to the liquidity ratio.
Your safety net is the amount of time you have left if you were to rely solely on your available savings (liquid assets and savings accounts). Ideally, it should be between 6 and 12 months. We use the amount of your average monthly expenses to calculate it. It’s simply the total of your liquid assets / your monthly expenses.
By clicking on the cushion, you open a side menu (or drawer on mobile) that gives you more details on how it is calculated as well as the option to adjust your monthly expenses.
We also help you determine whether your safety net is optimal or not. If it is too low, we will inform you of the risk, and if it is too high, we will let you know that it is excessive.
