Sometimes, you may notice a difference between the invested amount indicated by Invvest, what your broker tells you, and the reality.
These differences can be related to two things:
cash line
exchange rate
On Invvest, when you add a cash line to a portfolio, we include it in the invested amount. We consider it as invested money, but it does not generate any returns.
This therefore impacts your unrealized gain/loss, which is the difference between the invested amount and the current value of the portfolio.
Generally, brokers do not take available cash into account when calculating unrealized gains/losses.
This factor only impacts your invested amount if you hold assets in a currency other than that of your portfolio.
On your broker, when you invest €200 to buy an Apple stock in dollars, your broker records a fixed invested amount of €200. If you check back in 10 years, you will still see the same invested amount.
On Invvest, we let the exchange rate influence the invested amount day by day. If you add your investment of €200, you will see an invested amount of €200 today. But if you come back the next day and in the meantime the EUR/USD rate has fluctuated, you will see an invested amount of €190 or €205, for example.
Because the value of these euros has changed relative to the currency of the stock.
